Coverage

Areas We Serve

Headquartered in the Los Angeles area in Calabasas, California, Pacific Capital Funding Corp. lends throughout California and in 20+ additional states. Below is exactly where each program is available — no matter where your next deal is, this page tells you straight whether we can fund it.

Based in Calabasas, serving all of California

Pacific Capital Funding Corp. is headquartered in Calabasas, California, in the Los Angeles area. From here, we fund deals across the entire state — from downtown Los Angeles and the San Fernando Valley to San Diego, the Bay Area, Sacramento, and the Central Valley.


California-only programs (Quick 'n Easy Hard Money, Bailout Loans, and Commercial Bridge) are available statewide in major metropolitan areas. Rural properties are not eligible under these programs — if you're unsure whether your property qualifies, call us directly and we'll tell you in minutes.


Fix & Flip, Ground-Up Construction, Investment Bridge, and DSCR Rental programs extend beyond California into 20+ additional states — see the full list below.

OFFICE Calabasas, California Street address — confirm with broker
PHONE 818-296-6101
EMAIL info@pacificcfc.com
HOURS Mon–Fri: 9am – 6pm PST

CALIFORNIA

Statewide California Coverage

Note on rural properties: Quick 'n Easy Hard Money, Bailout Loans, and Commercial Bridge are limited to major California metropolitan statistical areas (MSAs). Rural properties are not eligible under these three programs. Fix & Flip, Investment Bridge, Ground-Up Construction, and DSCR Rental do not carry this restriction. Confirm eligibility for your specific property by calling 818-296-8101.

Multi-State Lending

20+ additional states

Beyond California, Fix & Flip, Ground-Up Construction, Investment Bridge, and DSCR Rental programs are available in the following states.

AL Alabama
AR Arkansas
CA California
CO Colorado
FL Florida
GA Georgia
HI Hawaii
IL Illinois
IN Indiana
KS Kansas
KY Kentucky
LA Louisiana
MD Maryland
MS Mississippi
MO Missouri
NE Nebraska
NH New Hampshire
NC North Carolina
OH Ohio
PA Pennsylvania
TN Tennessee
TX Texas
VA Virginia
WA Washington
Confirm with broker before publishing: The DSCR Rental program's internal state list includes codes "CI" and "SE," which are not valid USPS state abbreviations. These have not been carried into the list above pending clarification. Please confirm the intended states so the DSCR coverage list can be finalized and published accurately.

AT A GLANCE

Program availability by coverage area

PROGRAM CALIFORNIA 20+ STATES
Quick 'n Easy Hard Money ✓ Major MSAs only —
Fix & Flip Loans ✓ ✓
Investment Bridge ✓ ✓
Ground-Up Construction ✓ ✓
Bailout Loans ✓ Major MSAs only —
30-Year DSCR Rental ✓ ✓ (state list pending confirmation)
Commercial Bridge ✓ Major MSAs only ✓

Not sure if we lend in your area?

Tell us the property location and deal type — we'll confirm coverage and the right program in minutes.

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